Zurich Income Assurance Plan Pro
Accompanying every step of your meaningful life journey
Zurich can help you plan and protect your future to achieve a meaningful life.
PRODUCT ADVANTAGES
COMPREHENSIVE INSURANCE BENEFITS
Life protection until the insured reaches 100 years old, including premium waiver benefits.
FLEXIBLE IN CHOOSING PAYMENT SCHEDULE OF ANNUAL BENEFIT AND ANTICIPATED ENDOWMENT BENEFIT
You can choose when to receive your Annual Benefit and Anticipated Endowment Benefits, starting from Policy year 6.
FLEXIBLE IN CHOOSING PREMIUM PAYMENT PERIODS
You can choose a premium payment period of 3, 5, or 10 years according to your needs.
FLEXIBLE IN DETERMINE THE AMOUNT OF SUM ASSURED
You can determine the amount of Sum Assured according to your needs,
HAVE 2 PLANS
You can choose a plan according to your preferred Underwriting method. Option Plan Underwriting Method
- Option Plan : ZIAP Pro Mandiri, Underwriting Method : Non-Guaranteed Acceptance (Full Underwriting)
- Option Plan : ZIAP Pro Solusi, Underwriting Method : Simplified Issuance Offer (SIO)
INSURANCE BENEFIT
Zurich Income Assurance Plan Pro provides a death benefit of 100% of the sum assured* if the insured Death due to illness before reaching age of 100.
Note:
* The Death Benefit from ZIAP Pro, whether due to illness or accident, includes an additional ZLO Saver insurance component with a sum assured same to the basic insurance of ZIAP Pro.
** Policyholders can manage their financial planning by using the Annual Benefit and Anticipated Endowment Benefit to prepare for future needs, such as education funds, retirement funds, emergency reserves, and other financial plans.
ADDITIONAL INSURANCE
Zurich Life Optima – Plan Saver (ZLO Saver)
ZLO Saver provides protection against the risk of death from any cause by paying 100% of the sum assured if the insured Death after the Policy year 30 and/or before reaching age of 100.
TERMS AND CONDITION
Zurich Income Assurance Plan Pro (ZIAP Pro)
Criteria | Information | ||||||
|---|---|---|---|---|---|---|---|
Type of Insurance | Endowment Combination | ||||||
Entry Age of Policyholder | 18 – 99 age (age at last birthday) | ||||||
Entry Age of Insured | Min. 30 days Max. Based on chosen Premium Payment Period
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Coverage Period | Up to Insured age 100 | ||||||
Minimum Sum Assured | IDR100.000.000 (The sum assured of ZIAP Pro will be accumulated with the sum assured from your ZIAP Pro policy as well as any other ZIAP policies you own (if any)) | ||||||
Minimum Premium | Min. Premium based on the choosen Premium Payment Period
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Premium Payment Period | 3, 5, and 10 years | ||||||
Payment Schedule option of Anticipated Endowment Benefit (end of Policy year-) |
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First Payment Schedule option of Annual Benefit (end of Policy year-) |
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Premium Payment Frequency | Annually, Semi-Annually, Quarterly, Monthly | ||||||
Currency | Indonesian Rupiah |
Zurich Life Optima – Plan Saver (ZLO Saver)
Criteria | Information |
|---|---|
Type of Insurance | Additional Term Life Insurance |
Entry Age of Policyholder | 18 - 99 years (age at last birthday) |
Entry Age of Insured | 30 days - 70 years (age at last birthday) |
Coverage Period | Coverage applicable start Policy year 30 until Insured age of 100 |
Sum Assured | Same with basic insurance ZIAP Pro |
Premium Payment Frequency | Same with basic insurance ZIAP Pro |
Currency | Same with basic insurance ZIAP Pro |
OTHER ZURICH INSURANCE PRODUCTS
It's time to create a meaningful life with ZIAP
Life Protection according to your needs and lifestyle
Standby for life protection according to your needs
Protecting every plan of your life
Comprehensive health insurance solutions
Affordable Extra Protection
More comfortable Future Protection
Protection against debtor risk (personal loan)
GET OTHER PRODUCTS & SERVICES AT THE NEAREST BANK MAYAPADA IN YOUR CITY
