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Starting a Small Business with Limited Capital

Turning Business Ideas into Reality in the Digital Age

Many successful entrepreneurs started from zero, even with limited capital. Today, digital technology opens vast opportunities for anyone to start a business more easily. With proper planning and discipline, small businesses can grow sustainably.

Tips for Starting a Business with Limited Capital:

1. Choose a Low-Cost Business
Such as an online shop with a dropship system, digital services (design, content, social media), home-based food businesses, or private tutoring based on your expertise.

2. Do Simple Market Research
Use social media or online communities to understand customer needs.

3. Use Digital Platforms for Marketing
Marketplaces, social media, and even WhatsApp can be effective, low-cost promotional channels.

4. Separate Business and Personal Finances
Open a dedicated business account, such as mySAVING from Bank Mayapada, to make cash flow clearer and more professional.

5. Use a Bank Account for All Business Transactions
This helps financial recording and future loan applications.

6. Consider Financing Access for Expansion
As your business grows, take advantage of business credit options. Bank Mayapada offers both unsecured (myDANA Cepat) and secured financing.

7. Start Small, Grow Gradually
Focus on quality and solid foundations for long-term, healthy growth.

Conclusion

Starting a business with limited capital is an opportunity to hone creativity. By leveraging technology and banking services, your small business can grow step by step.

For further information, please contact myCALL at 1500029 or visit the nearest Bank Mayapada branch.

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