Internal Audit Work Unit (SKAI)

The role of the Internal Audit Work Unit (SKAI) is very important because Internal Audit is tasked with assisting all levels of management in securing the bank's operational activities to ensure the realization of a healthy bank that is able to develop naturally and can support the Government's development program. And in accordance with Bank Indonesia Regulation No. 1/6/PBI/1999 dated September 20, 1999 concerning the Assignment of the Compliance Director and Placement of the Standards for Implementing the Internal Audit Function of Commercial Banks; Commercial Banks are required to implement the Standards for Implementing the Bank's Internal Audit.

In this regard, in order to create transparency, clarity and common understanding regarding the mission, authority, independence and scope of work of the Internal Audit, the Internal Audit policy needs to be stated in a written document in the form of an Internal Audit Charter.

1. Professional Ability
   • Bank Internal Auditors must have adequate professional abilities and expertise to be able to carry out their duties and responsibilities and continuously develop their skills and performance quality, including through continuing professional education, following developments in banking products and understanding applicable banking provisions.
2. Independent
   • Bank Internal Auditors must be independent and independent in carrying out all their duties and responsibilities.
3. Honest, Polite, Irreproachable and Trustworthy
   • Bank Internal Auditors must have exemplary personalities by always behaving honestly, politely and avoiding reprehensible actions that can harm the image of their profession. Not accepting anything that can influence their professional opinion and always maintaining the principle of confidentiality in accordance with applicable laws and regulations.
4. Objective and Responsible
   • Bank Internal Auditors must always maintain an objective attitude so that they can present findings based on evidence or facts that can be accounted for and based on careful and impartial analysis.
5. Loyal and Highly Dedicated
   • Bank Internal Auditors must be loyal and have high dedication to their profession in order to produce optimal work quality.
6. Compliant and Adhere to Provisions
   • Bank Internal Auditors must be obedient and comply with applicable laws and regulations.