National Payment Gateway (GPN)

What's National Payment Gateway (GPN)?

National Payment Gateway (GPN) is a payment transaction system that connects various banks, so that ATM card and or debit cards can be used at ATMs/EDCs of other banks.

What are Benefits of National Payment Gateway (GPN)?

1. As a solution for domestic retail payment transactions, it allows for interconnectivity (mutual connection) and interoperability (mutual operability).
2. Create a seamless, safe, reliable, and efficient payment system as well as in accordance with development of information, communication, technology, and innovation.
3. The implementation of GPN can also become the formation basis of national payment system integration to increase cash transaction usage by the Indonesian people.
4. GPN is also profitable because it can increase consumer protection with data security in every transaction.
5. GPN can also increase inclusive finance and electronic-based national trading development (e-commerce).

Benefits of Using myCard GPN

1. The community can use the card with GPN logo for transactions in all payment channels throughout Indonesia.
2. The community can do transactions with ease and secure because GPN debit cards are equipped with standardized security feature (already equipped with CHIP technology), as well as the entire process is carried out domestically through domestic networks. 
3. No applicable fees by merchant due to Merchant Discount Rate (MDR). MDR is rates charged to merchant by bank.
4. No need to carry big amounts of cash because all payment channels are already connected (interconnected) and mutually achieved (interoperability).

How to get myCard GPN?

• Bank Mayapada Customers: Visit the closest Bank Mayapada branch by bringing your ID card and myCARD.
• No Customers: Visit the closest Bank Mayapada branch with bring your ID Card and Tax Identification Number (NPWP) to open an account.