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Zurich Critical Care

Supporting you to focus on your future

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Zurich Critical Care is a health insurance product that provides protection benefits against 141 critical illnesses, with coverage up to the age 85, and fixed, short-term premium payments.

Key Advantages of Zurich Critical Care include:

FLEXIBLE COVERAGE PERIOD SELECTION
FLEXIBLE COVERAGE PERIOD SELECTION

Two coverage period options: up to age 85 or 20 years with renewal feature that does not require re-risk assessment.*

COMPREHENSIVE PROTECTION
COMPREHENSIVE PROTECTION

Provides coverage for 141 Critical Illnesses, Angioplasty, and Death Benefit.

FLEXIBLE PREMIUM PAYMENT OPTIONS
FLEXIBLE PREMIUM PAYMENT OPTIONS

Premium payment period option 3, 5, or 10 years, with fixed premiums for payment term.

COVERAGE PLAN OPTIONS
COVERAGE PLAN OPTIONS

ZCC Plan Pro offers you the flexibility to receive either 100% of the Sum Insured or 100% of the total Basic Insurance Premium, according to the plan you choose.

*)Subject to the terms and conditions specified in the Zurich Critical Care Policy Provisions.

BENEFITS:

Provides protection against late stage critical illness, with a payout of 100% of the Sum Insured.

TERMS AND CONDITIONS
Zurich Critical Care

Criteria

Information

Insurance Type

Health Insurance –Critical Illness

Policy holder entry age

18–99 years old (based on the last birthday)

Insured entry age

Minimum 30 days

Maximum depends on Plan option and Premium Payment Period

Premium Payment Period

Max entry age

Plan Essential

Plan Pro

 3 & 5 years

65 years old

10 years

65 years old

55 years old

 

Coverage Period

  1. Up to insured age 85 years old; or
  2. 20 years coverage period and can be renewabled up to insured age:

Premium Payment Period 

Maxium age on renewable

Plan Essential

Plan Pro

 3 & 5 years

65 years old

10 years

65 years old

55 years old

 

Sum Assured

Minimum, IDR 100.000.000

Maximum, IDR 4.000.000.000

Minimum Premium

IDR 4.000.000,- Annually,

IDR 2.080.000,- Semiannually,

IDR 1.060.000,- Quarterly,

IDR 360.000,- Monthly,

Premium Payment Period

3, 5, or 10 years

Premium payment frequency

Annually, semiannually, quarterly, and monthly

Currency

Indonesia Rupiah

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