
Zurich Income Assurance Plan (ZIAP)
Live fully, protect completely

Now is the time to create a meaningful life with Zurich Income Assurance Plan (ZIAP). Through ZIAP, you and your loved ones can have complete protection for life and financial to fulfill a convenient future.
PRODUCT ADVANTAGE

PROVIDES COMPLETE INSURANCE BENEFITS
ZIAP provides various insurance benefits, which is Death Benefits, Waiver of Premium, Annual Benefits, and Anticipated Endowment Benefits.

OFFERS A VARIETY OF ANNUAL BENEFIT AND SAVING BENEFIT PAYMENT SCHEDULE OPTIONS
Policyholders can choose when the Annual Benefit and Anticipated Endowment Benefit will be paid with a total Annual Benefit and Anticipated Endowment Benefit up to 675%* of Sum Assured.

FLEXIBLE IN CHOOSING PREMIUM PAYMENT PERIOD
Policyholders can choose the premium payment period they prefer, which is Single/3/5/10 years.

FLEXIBLE IN DETERMINING THE SUM ASSURED
Policyholders are allowed to determine the desired Sum Assured following their financial planning.

HAS 2 PLANS THAT CAN BE SELECTED ACCORDING TO THE PREFERRED UNDERWRITING METHOD PLAN OPTION UNDERWRITING METHOD
- Plan Option : Zurich Income Assurance Plan - Solusi, Metode Underwriting : Simplified Issuance Offer (SIO).
- Plan Option : Zurich Income Assurance Plan - Mandiri, Metode Underwriting : Non-Guaranteed Acceptance (Full Underwriting).
Notes:
*The total amount of Annual Benefit and Anticipated Endowment Benefit given is based on the chosen schedule of Benefit payment.
INSURANCE BENEFIT
Plan ZIAP Solusi | Plan ZIAP Mandiri |
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If the Insured has one of the following events during Policy year 1 and Policy year 2:
The Insurer will pay an Insurance Benefit of 100% of total Basic Premiums that have been paid and the coverage ends. | Not Available |
GENERAL CRITERIA
Criteria | Information | ||||||||
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Types of Basic Insurance | Traditional - Endowment Combined | ||||||||
Option Plan dan Underwriting Method |
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Policyholder Entry Age | 18–99 years | ||||||||
Insured Entry Age | Minimum 30 days, maximum based on the chosen Premium Payment Period
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Coverage Period | Up to Insured 100 years | ||||||||
Premium Payment Period | Single/3/5/10 years | ||||||||
Minimum Sum Assured | IDR100.000.000 (ZIAP Sum Assured will be accumulated with the Sum Assured of other ZIAP policies that you have (if any)) | ||||||||
Minimum Basic Premium | Based on the chosen Premium Payment Period
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Frequency of Premium Payment | Single, Annually, Semi-Annually, Quaterly, Monthly | ||||||||
Currency | Indonesian Rupiah |
Rider (Additonal Insurance)
This product don’t have a rider
Exclusions, Product Benefit Illustrations, and Claims Submission Procedures
Information related to limitations, illustrations of ZIAP benefits, and Claim Submission Procedures can refer to the ZIAP General RIPLAY and brochure document (don’t have english version)