myHOME Loan provides convenience in Home Ownership Credit Facilities
Advantages of myHOME Loan:
- Easy and fast process
- Competitive interest rates
- Loan period (tenor) up to 25 years
- Age up to 70* years when the credit ends (*Entrepreneur only)
myHOME Loan features:
Funding for Various Residentials :
- KPP (Kredit Pemilikan Properti) :
- KPR : Home/Shop Houses/Shops
- KPA : Apartment
- KPT* : Land (ready to build) (*only for partner developer)
- KKBP (Kredit Konsumsi Beragun Properti) :
- Multi-use
- Top up
- Take over
- Take over & Top up
General requirement :
- Indonesian Citizen aged :
- 21 – 60 years / up to retirement age (entrepreneur)
- 21 – 70 years (businessman)
- Minimum 2 years of work or business
Applicant Document Requirement:
| Document | Enterpreneur | Businessman | Profesional |
|---|---|---|---|
| Private Document |
|||
| Copy of valid KTP and spouse’s ID card | √ | √ | √ |
| Copy of Family card | √ | √ | √ |
| Photocopy of Marriage Certificate/Deed of Separation of assets/Divorce/Death of Spouse (if any) | √ | √ | √ |
| Copy of personal TIN | √ | √ | √ |
| Birth certificate (additional document if needed) | √ | √ | √ |
| Employment/Earning Documents | |||
| Copy of account mutation for the last 3 months | √ | √ | √ |
| Certificate of Employment | √ | ||
| Salary Slips for the last 3 months | √ | ||
| Photocopy of company’s deed of establishment and recent amendments | |
√ | |
| Photocopy SIUP/TDP/SKDU/SITU/SKDP/NIB (*Specially legal Entities are required to have NIB |
√ | ||
| Copy of company TIN | √ | ||
| Photocopy of practice license/copy of certificate from professional association | √ | ||
| Photocopy of company’s financial statements (if needed) | √ | ||
| Guarantee Documents |
|||
| Copy of certificate | √ | √ | √ |
| Copy of IMB | √ | √ | √ |
| Copy of the last PBB | √ | √ | √ |
| Photocopy of receipt/proof of transfer or receipt of payment/advance payment (*Special facilities KPP) | √ | √ | √ |
| Purchase from Developer | |||
| Home Order | √ | √ | √ |
| Photocopy of payment receipt and down payment | √ | √ | √ |
| Credit Administration Mandatory Documents | |||
| Application for credit |
√ | √ | √ |
| Statement letter from mortgage debtor regarding Bank Indonesia’s LTV regulation | √ | √ | √ |
| RAB, for granting KKBP for home renovation/multipurpose use | √ | √ | √ |
Make your dream of owning a dream home come true with the convenience of the product myHOME Loan, Bank Mayapada offering.
Contact MyCall at number 1500029 or visit the nearest Bank Mayapada branch in your city.
PT Bank Mayapada Internasional Tbk is licensed and supervised by Financial Services Authority (OJK) and Bank Indonesia (BI), and member of Indonesia Deposit Insurance Corporation (LPS). Maximum deposit value guaranteed by the Indonesia Deposit Insurance Corporation (LPS) per customer per bank is IDR 2 billion. Information on the guaranteed interest rate by LPS, click here.
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