myHOME Loan provides convenience in Home Ownership Credit Facilities

Advantages of myHOME Loan:

  • Easy and fast process
  • Competitive interest rates
  • Loan period (tenor) up to 25 years
  • Location and type of house according to your choice
  • Age up to 70* years when the credit ends (*Entrepreneur only)

myHOME Loan features:

Funding for Various Residentials :

  1. KPP (Kredit Pemilikan Properti) :
    • KPR : Home/Shop Houses/Shops
    • KPA : Apartment
    • KPT* : Land (ready to build)  (*only for partner developer)
  2. KKBP (Kredit Konsumsi Beragun Properti) :
    • Multi-use
    • Top up
    • Take over
    • Take over & Top up

General requirement  :

  • Indonesian Citizen aged :
    • 21 – 60 years (entrepreneur)
    • 21 – 70 years (businessman)
  • Minimum 2 years of work or business

 Applicant Document Requirement:

DocumentEnterpreneurBusinessmanProfesional
Private Document
Copy of valid KTP and spouse’s ID card      
Copy of Family card      
Photocopy of Marriage  Certificate/Deed of Separation of assets/Divorce/Death of Spouse (if any)      
Copy of personal TIN      
Birth certificate (additional document if needed)      
Employment/Earning Documents
Copy of account mutation for the last 3 months       
Certificate of Employment      
Salary Slips for the last 3 months        
Photocopy of company’s  deed of establishment and  recent amendments  
 
Photocopy SIUP/TDP/SKDU/SITU/SKDP/NIB (*Specially legal Entities are required to have  NIB
      
Copy of company TIN       
Photocopy of practice license/copy of certificate from professional association      
Photocopy of company’s financial statements (if needed)      
    Guarantee Documents
Copy of certificate       
Copy of IMB   √  
Copy of the last PBB        
Photocopy of receipt/proof of transfer or receipt of payment/advance payment (*Special facilities KPP)        
Purchase from Developer
Home Order        
Photocopy of payment receipt and down payment      
Credit Administration Mandatory Documents
Application for credit 
      
Statement letter from mortgage debtor regarding Bank Indonesia’s LTV regulation       
RAB, for granting KKBP for home renovation/multipurpose use      
        

 

Make your dream of owning a dream home come true with the convenience of the product myHOME Loan, Bank Mayapada offering.
Contact MyCall at number 1500029 or visit the nearest Bank Mayapada branch in your city.

 

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