MyHome is here to ease your financing in house loan facility (KPR).
MyHome benefits :
- Easy and convenient process
- Competitive interest rate
- Choose your desired location type of house
Features:
- Purchases for both new and used properties including home/ ruko/ rukan
- House construction
- House renovation
List of financing for House/Shop/Office :
| Credit/Financing & Type of Collateral | Maximum Limits | ||
|---|---|---|---|
| 1st Facilities | 2nd Facilities | 3rd Facilities etc | |
| KPR Type > 70 | 70% | 60% | 50% |
| KPRS Type > 70 | 70% | 60% | 50% |
| KPR Type 22-70 | 70% | 70% | 60% |
| KPRS Type < 70 | 70% | 70% | 60% |
| Housing Loan for Ruko/Rukan (PTA) | 80% | 70% | 60% |
General Requirements :
- Indonesia citizen aged :
- 21-55 years (employee)
- 21-60 years (self-employed)
- Period of employment/self-employed at least 3 years
Documents required for collateral:
| No. | Document | New | Used |
|---|---|---|---|
| 1. | Copy of HM / HGB Certificate | √ | √ |
| 2. | Copy of IMB | √ | √ |
| 3. | Copy of Building Plan | √ | √ |
| 4. | Copy of Purchase Deed | √ | |
| 5. | Copy of proof of PBB payment the last 3 years | √ | |
| 6. | Budget Plans Of The Building* | √ |
*) for home renovation
Note : The original documents mentioned above are to be addressed to the Bank/Notary when signing the loan agreement.
Documents required :
| Document | Individual/Employee | Businessman | Profesional |
|---|---|---|---|
| Application Form | √ | √ | √ |
| Copy of ID Card of Applicant | √ | √ | √ |
| Copy of ID Card of Husband/Wife | √ | √ | √ |
| Copy of Family Card | √ | √ | √ |
| Copy of Marriage Certificate | √ | √ | √ |
| Copy of Official Tax Number (NPWP) or annual tax report | √ | √ | √ |
| Slip of Salary ** | √ | ||
| Mutations of bank account for the last 3 months | √ | √ | √ |
| Letter of Recommendation from employer for employee | √ | ||
| Electricity bill / Telephone bill | √ | ||
| Trading License (SIUP) | √ | √ | |
| Company Registration Certificate (TDP) | √ | ||
| Deed of Establishment / amendment untill the latest for company | √ | ||
| Endorsement (Confirmation/authentication/legalization) from the Ministry of Law* | √ |
Note :
- For loan of IDR 100 million and above, employee need Official Tax Number (NPWP), or Official Tax Number (NPWP) of the employer and Slip of payment of Income Tax Article21
- *) For company
- **) For Joint Income of Husband and Wife with Income Tax Article 21
For Further Information, please contact MyCall at 1500029 or visit our nearest office.
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